Need an appraisal in Sarasota or Sarasota County?![]() Check out the top reasons FL homeowners need Heights Appraisals:
Do you own a home in or near Sarasota? Do you need help determining the value of your real estate?
At Heights Appraisals, we understand the particular needs of a consumer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale By Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Heights Appraisals, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value assessment than yours. Need to remove PMI?A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We're experts in helping clients just like you rid themselves of unwanted PMI insurance. Challenge a property tax assessmentYour local tax assessor may have your home overvalued if you live in an area that is declining. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an appraisal report from Heights Appraisals is your strongest weapon when challenging your property tax assessment. HELOC recently frozen?If your home is close to a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow angle. Heights Appraisals can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for preciseness? In a field review we'll go out and check the subject and comparables in question. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home. |